Travel Medical Insurance

This page covers policies built around doctor visits, hospital stays and emergency treatment for someone who falls ill or is injured away from home. The listings mix three kinds of business. Some are insurers that write and carry their own policies, many are plan brands that market a named product underwritten by another company, and a handful are brokers offering several carriers. Their plan pages differ on the medical maximum, on the deductible and whether it applies per trip or per condition, and on whether bills are settled with the hospital or reimbursed afterward. They also differ on care in the traveler's home country, on age bands and on pre-existing condition wording. Each write-up names the underwriter where the listing's own page states it.

  1. 1

    IMG designs and administers Patriot travel medical, Global Medical and iTravelInsured plans, with the insurance underwritten by Sirius, SiriusPoint America or United States Fire depending on the plan.

  2. 2

    A Tokio Marine HCC company selling its own Atlas and StudentSecure travel medical plans and Atlas Journey trip protection, each underwritten by a named Tokio Marine HCC carrier.

  3. 3

    The former GeoBlue, a plan brand and administrator selling single-trip, multi-trip, long-term, student and missionary medical plans underwritten by 4 Ever Life companies.

  4. 4

    A plan brand in Carmel, Indiana, selling visitor, travel medical, trip protection, evacuation and expat plans, with insurance on its visitor and evacuation plans underwritten by Crum & Forster SPC.

  5. 5

    An Alabama travel insurance company selling its own named plans, from Safe Travels Outbound and Safe Travels USA to student and annual cover, underwriter named plan by plan.

  6. 6

    A managing general agent selling Nomad Insurance to individuals and Remote Health to companies, each product naming a different Puerto Rico insurer as underwriter on its own page.

  7. 7

    The travel insurance brand and division of Berkshire Hathaway Specialty Insurance Company, which underwrites its ExactCare, WaveCare and AdrenalineCare plans for US travelers.

  8. 8

    Travel protection plans designed and administered by AXA Assistance USA for US residents, with five single-trip plans and three annual plans underwritten by named US insurers.

  9. 9

    Chubb's US travel insurance, underwritten by ACE Property & Casualty or ACE American and sold through advisors, with annual plans, single-trip cover, group plans and employer products.

  10. 10

    Richmond, Virginia

    The US travel insurance brand of Allianz Partners, selling OneTrip single-trip and AllTrips annual plans to US residents, underwritten by BCS or Jefferson Insurance Company.

  11. 11

    An assistance company selling Personal Travel Protection, a plan pairing its own medical and security evacuation services with travel insurance underwritten by Chubb.

  12. 12

    Heymondo is a Barcelona-registered insurance distributor selling its own International, Annual Multi-Trip and Long Stay travel insurance, managed through an app with 24/7 medical chat.

  13. 13

    Faye is an app-based plan brand for whole-trip travel protection, with its plans underwritten by United States Fire Insurance Company or Great American Insurance Company.

  14. 14

    A managing agency selling its Diplomat travel medical plans for U.S. residents abroad, visitors to the U.S. and long-term travelers, with Diplomat International underwritten by AXIS Insurance Company.

  15. 15

    USI Affinity Travel Insurance Services, a broker selling its own named plans such as Travel Insurance Select and Trip Care Complete, each underwritten by a carrier the plan site names.

  16. 16

    TME Travel Insurance is a licensed plan seller offering trip protection, medical and evacuation, and evacuation-only plans to US residents, underwritten by AXIS and Nationwide companies.

  17. 17

    An insurer, trading through its Irish branch, selling euro-priced Schengen and Schengen Plus visa travel medical policies online, with a stated COVID-19 exclusion.

  18. 18

    An app-based travel insurance brand selling one bundled Essentials Plan to U.S. residents, offered by Cover-More, Inc. and underwritten by Zurich American Insurance Company.

  19. 19

    AXA Schengen sells Schengen visa travel medical plans in dollars to US residents, underwritten by United States Fire Insurance, and in euros to other travelers through an AXA Group insurer.

  20. 20

    A German insurance agent selling Genki Traveler travel health cover and Genki Native international health insurance to nomads and expats, with Squarelife as the insurer.

  21. 21

    A German plan brand selling several named international health plans, expat, US and China products among them, brokered under one roof rather than underwritten by itself.

  22. 22

    Visitor Insurance Services of America's two storefronts selling WorldTrips' Atlas plans and Global Underwriters' Diplomat plans, mainly for visitors to the US, with carriers named and no premiums shown.

  23. 23

    A travel-health software company that also sells its own Pathfinder, Elite Protect and Expedition travel medical plans, underwritten by AXIS Insurance Company outside NY and WA.

  24. 24

    A France-based, ORIAS-registered insurance broker that runs its own travel insurance comparison engine, selling Schengen visa, travel medical, long-stay and visitor policies from partner insurers online.

  25. 25

    An Illinois-licensed insurance agency owned by the American Medical Association, arranging international health cover for medical students and residents through International Medical Group.

  26. 26

    A sales site for several evacuation and travel products side by side, from an insured Travel MedEvac plan to an AirMed transport membership and a medical tourism policy.

  27. 27

    An FCA-authorised UK plan brand trading as Expatriate Group, selling four-tier international health plans, expat travel cover and corporate schemes backed by named capacity providers.

  28. 28

    A Belgian authorised underwriter selling Expat, Europat, student, au-pair and travel plans, with the risk carried by Inter Partner Assistance of the AXA Partners Group.

  29. 29

    A Paris insurance broker selling its own-brand expatriate, senior and working-holiday health plans, with Euro-Center handling claims and four ACS Expat cover levels.

  30. 30

    An FCA-regulated broker and comparison site pairing human advisers with a multi-insurer quote tool, plus BlueCross BlueShield and GeoBlue travel policies for US residents.

  31. 31

    A French broker registered with ORIAS that compares and tenders international health cover from a named panel of insurers for expatriates, students, travelers and employers.

  32. 32

    A Dutch non-profit broker that advises on and mediates IMG, APRIL International and William Russell plans for expats, students and travelers rather than underwriting any policy itself.

  33. 33

    The Estonia-licensed broker Herrmann, Huebner & Partner, comparing international health and long-term travel insurance from 25+ insurers for digital nomads.

  34. 34

    A Del Mar, California brokerage and MGA arranging international health, travel medical, high-risk and high-limit disability cover for expats, employers and other brokers.

  35. 35

    An independent brokerage doing business as Missionary Health, placing missionaries in short-term travel medical, long-term major medical and group plans underwritten by Lloyd's and others.

  36. 36

    A volunteer travel insurance card with published prices and limits, its short-term plans underwritten by Arch Insurance Company and its yearlong 365 Plan by IMG.

Frequently asked questions

What is the difference between an insurer and a plan brand?

Some companies on this list are insurers that write and underwrite their own policies. Others act as plan brands or brokers that market specific products underwritten by different insurance carriers.

Can I find coverage specifically for a visa application?

Yes. You can find brokers like Insurte that sell specific Schengen visa policies or brands like WorldTrips that offer specialized student plans.

Are there options that focus primarily on medical evacuation?

Yes. MedEvacGlobal offers evacuation-only plans and AirMed transport memberships. International SOS also sells plans that pair medical and security evacuation services with travel insurance.

Do all of these plans cover me for a whole year or just one trip?

You have both options. Some providers offer single-trip coverage while others provide annual multi-trip plans or long-stay policies for expats and visitors.

How do I manage my insurance and get medical help while traveling?

Several providers offer digital tools for travelers. Heymondo provides a mobile app with 24/7 medical chat, and Faye is an app-based plan brand.