Travel Medical Insurance
Short-term travel medical plans built for a single trip abroad, from a two-week vacation to a few months overseas. Each one covers emergency treatment, hospitalization, and evacuation if your regular US health plan won't pay outside the country.
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Major insurer's international plans with coverage from $50k to $1M and 24/7 multilingual emergency response.
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AIG travel insurance with tiered coverage options, emergency medical and evacuation benefits, and 24/7 global travel assistance across Basic, Preferred, and Deluxe plans.
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Australian travel insurer tailored for backpackers and independent travelers, covering adventure activities and allowing policy purchases while already traveling abroad.
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A tiered lineup of single-trip medical plans from International Medical Group, one of the oldest names in travel insurance. You choose your own medical maximum and deductible, coverage is primary (it pays before any US insurance you still have), and the higher tiers add trip cancellation as an option rather than bundling it in by default.
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Canadian travel insurance with up to $10 million out-of-country medical coverage and 24/7 travel assistance.
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Zurich Group plans for business and leisure with $500k emergency medical and $1M evacuation coverage.
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A Blue Cross Blue Shield affiliate's single-trip plan, built on the same national PPO network US travelers already recognize. Voyager covers trips up to six months, is primary rather than secondary, and accepts travelers up to age 95, a wider window than most single-trip competitors.
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An Indiana-based travel insurer that has sold single-trip medical and cancellation plans since the early 1990s. Its RoundTrip line bundles emergency medical with trip cancellation, while its Liaison plans focus on medical coverage alone for travelers who don't need trip protection.
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Subscription-based nomad insurance available in weekly increments for remote workers and long-term travelers, flexible to purchase and cancel from anywhere anytime.
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The US division of Allianz Global offering single-trip and annual travel medical plans with worldwide emergency evacuation backed by extensive assistance infrastructure.
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A family-run travel insurer out of South Carolina, selling the Safe Travels series for US citizens heading abroad. Plans run from a bare-bones medical option to Safe Travels Elite, which adds a wellness benefit most competitors skip entirely.
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WorldTrips' Atlas line covers US citizens and residents traveling outside the US and their home country, with three tiers (Atlas Essential, Atlas International, Atlas Premium) that scale from basic medical coverage up to a plan with a lower deductible and richer evacuation benefit.
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Cigna's international health insurance arm offering customizable global medical plans for expats and long-term travelers with direct billing at hospital networks worldwide.
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A Pennsylvania-based travel medical insurer, underwritten by Nationwide, with plans covering trips from a week to a full year abroad. Its mPassport app lets a traveler search for a local doctor by specialty and language directly from a phone, a genuinely useful feature when you're sick in an unfamiliar city.
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Three-tier medical plans (Essential, Deluxe, Platinum) with medical evacuation and pre-existing condition waivers available.
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Nine customizable plans with primary medical coverage up to $1M evacuation and pre-existing condition eligibility.
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Veteran US travel insurer offering Travel Select and Travel Basic plans bundling trip cancellation, emergency medical expenses, and evacuation in single policies.
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US travel insurance brand of Generali Group offering emergency medical coverage and access to 24-hour travel assistance hotline support globally.
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Global health insurance provider covering 200+ countries with medical evacuation and round-the-clock multilingual support.
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Arch-underwritten plans covering pre-existing conditions with optional adventure sports and up to $1M evacuation.
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AXA Partners' US travel insurance offering single-trip and annual plans with emergency medical and evacuation coverage backed by a 30,000-provider network.
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Zurich-owned global insurer with emergency medical and evacuation assistance across 15+ countries via 24/7 command centers.
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Provider since 1973 with up to $500k primary emergency medical and $1M evacuation coverage in specialized plans.
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UK-based international health insurer serving expatriates and long-term travelers with worldwide medical plans and direct billing at partner hospitals.
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US-based travel insurance company offering app-managed policies with emergency medical coverage and a claims process built for faster payouts.
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Expat and travel insurance specialist with 40+ years of experience, including medical evacuation and repatriation coverage.
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Travel medical and emergency evacuation insurer aimed at travelers heading to remote, adventurous, or higher-risk destinations that many standard policies decline.
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Travel insurance division of Berkshire Hathaway offering ExactCare and other plans with emergency medical and evacuation benefits and a mobile claims app.
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Aegis-backed travel protection for single-trip and annual multi-trip plans with emergency medical and evacuation coverage.
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Travel medical insurer targeting remote workers and frequent travelers with international health plans and a companion app for telehealth and safety alerts.
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Digital nomad health insurer founded in 2018 offering the World Explorer travel plan and the longer-term Genki Native international health plan, sold entirely online.
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International insurance broker offering competitive travel and short-term medical quotes across 40+ countries.
Frequently asked questions
Can I buy travel medical insurance if I am already on my trip?
Yes. Some options, like World Nomads, allow you to purchase a policy while you are already traveling abroad. Others, like SafetyWing, offer flexible subscription-based plans that you can purchase or cancel from anywhere at any time.
What is the difference between primary and secondary coverage?
Primary coverage means the travel medical plan pays for your medical bills first without requiring you to file a claim with your domestic health insurance. Some plans, like GeoBlue Voyager and IMG Patriot, offer primary coverage, while others function as secondary coverage.
Do these plans cover adventure activities or specialized travel styles?
It depends on the provider you choose. World Nomads is specifically tailored for backpackers and includes coverage for adventure activities. Other providers offer tiered plans that range from basic medical options to more comprehensive bundles including wellness or trip cancellation benefits.
Will these plans help me if I need to be moved to a different hospital or country?
Most of the plans listed include emergency medical evacuation benefits. Companies like Allianz Travel Insurance and Zurich Travel Insurance provide worldwide evacuation backed by extensive assistance infrastructure or specific coverage limits.