Digital Nomad Insurance
Monthly, renewable coverage built for people who work remotely and move between countries rather than settle in one. No fixed trip end date, coverage that follows you, and a claims process designed for someone without a permanent home address.
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Online travel insurer built for backpackers and nomads, with the ability to extend coverage while abroad and add adventure-sports protection.
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International casualty and accident insurance with expatriate and study abroad medical plans for extended international stays.
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The plan that built the modern digital nomad insurance category, sold as a subscription you can start or cancel from your phone with no fixed end date. Nomad Insurance Essential covers emergency medical and a short list of travel mishaps, while the Complete tier adds routine doctor visits, mental health support, and maternity.
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Part of Cigna, a major US health insurer, offering modular long-term medical plans for expats and nomads with extensive direct-billing hospital access.
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Global health division of Allianz offering long-term private medical plans for expats and remote workers with direct settlement at partner hospitals worldwide.
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Nomad-specific health plans with 3-11 month options, coverage across 176+ countries, second medical opinion included.
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A newer health insurtech built specifically for long-term digital nomads, with a plan called World Resident that adds vision, dental, and even physiotherapy and chiropractic care alongside standard medical coverage. It's aimed less at a two-month trip and more at someone who has genuinely relocated their working life.
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International health insurance leader with First Expat+ plans, covers over 500,000 members across 193 countries
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US-based international insurer offering Global Medical and Patriot Travel Medical plans for long-term travelers and remote workers with worldwide coverage.
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International health insurance with nomad-tailored plans, access to 2 million providers globally, round-the-clock multilingual support.
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Modern travel insurance for nomads with annual and long-stay options up to 49 years old, coverage up to $10 million worldwide.
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A US-based insurtech selling both travel medical and longer international health plans aimed at remote workers, global teams, and location-independent professionals. Its plans bundle in features aimed at the specific stress of working while traveling, like telemedicine and mental health access, rather than treating that as an add-on.
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International health insurance for expatriates and globally mobile employees, part of UnitedHealth Group
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A long-established international health insurer that built a plan specifically for digital nomads, covering healthcare in more than 150 countries with no requirement to name a single country of residence. It's a more traditional insurance underwriting model than the newer subscription-style nomad apps.
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Travel insurer focused on unconventional and remote travel, covering off-the-beaten-path destinations and adventure activities that mainstream nomad policies exclude.
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FCA-regulated health insurance designed for digital nomads, four plan tiers, covers 55,000+ customers worldwide since 1997.
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Nomad-focused expat insurance with short-term options available across EU and EEA, designed to meet digital nomad visa requirements.
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Global medical assistance and security services with personal travel plans and emergency evacuation up to $1M
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Blue Cross Blue Shield's international arm offering travel medical and long-term expat plans with extensive US and global provider networks for US-based travelers.
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French insurer offering the MyHealth International plan for expats and nomads, sold entirely online with tiered coverage options and app-based claims processing.
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Long-term renewable travel medical plans for expats and remote workers with up to $1M coverage
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International health insurance with tiered coverage, 24/7 emergency assistance and medical evacuation
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International health insurance with five tiers, access to 800k+ providers globally, and up to $3M annual coverage limits.
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US-based travel medical insurer offering the Liaison international health plan series for long-term travelers, expats, and remote workers living outside their home country.
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French travel insurer with Cap Tempo Expat plan for long-term expatriation and working holiday medical coverage options.
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European health insurance from ERGO Group, DKV Globality serves expats with plans spanning 30+ countries and local doctor networks.
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International health insurer serving expats and nomads across 200+ territories with long-term private medical plans from Hong Kong.
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Insurance marketplace offering expatriate health plans for stays of six months or longer with annual renewals
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Independent insurance broker for digital nomads offering free consultation and EU-licensed intermediary access
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Swiss-based international health insurance for students and residents abroad with essential medical coverage
Frequently asked questions
What is the difference between nomad insurance and standard travel insurance?
Standard travel insurance often requires a fixed trip end date, whereas nomad insurance is built for people who move between countries without a permanent home. Many nomad plans work like a subscription that you can renew or cancel from your phone as your location changes.
Can I find coverage that includes more than just emergency medical visits?
Yes, some specialized nomad plans offer modular or expanded coverage for things like dental, vision, physiotherapy, and chiropractic care. Other options focus on providing extensive direct-billing access to hospitals or second medical opinions.
Are there plans available if I plan to stay in one region for several months?
Many providers offer specific long-term or expatriate plans designed for extended stays. You can find options ranging from short-term nomad subscriptions to modular plans for expats that cover you for many months or years.
Do these plans cover adventure sports or specific activities?
Some online travel insurers specifically allow you to add protection for adventure sports to your base plan. This is useful if your remote work lifestyle involves more than just sitting in a cafe.