Comprehensive Trip Insurance
Comprehensive trip plans bundle several benefits into one policy: trip cancellation and interruption, delay, baggage, and an emergency medical section alongside them. The companies listed here are mostly plan brands selling packaged products, joined by a few insurers and a couple of brokers that quote several at once. Their published schedules vary in ways a headline price hides. Some describe the medical benefit as primary and others as secondary to a traveler's existing health cover. Cancellation sections list covered reasons that differ from plan to plan, and several brands offer optional upgrades with their own purchase windows. Our write-ups record the medical maximum, the evacuation limit and the named underwriter as each company's own pages set them out, so the packages can be compared on the same terms.
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Travel Guard sells Deluxe, Preferred, Essential, annual and MedEvac travel insurance plans to US residents, underwritten by named Zurich companies or National Union Fire.
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Richmond, Virginia
The US travel insurance brand of Allianz Partners, selling OneTrip single-trip and AllTrips annual plans to US residents, underwritten by BCS or Jefferson Insurance Company.
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Generali Global Assistance sells Premium, Preferred and Standard trip protection plans to US residents, underwritten by Generali U.S. Branch and administered by CSA.
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Travelex Insurance Services is a licensed US travel insurance producer selling Essential, Advantage and Ultimate plans underwritten by Zurich American Insurance Company.
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The travel insurance brand and division of Berkshire Hathaway Specialty Insurance Company, which underwrites its ExactCare, WaveCare and AdrenalineCare plans for US travelers.
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Travel protection plans designed and administered by AXA Assistance USA for US residents, with five single-trip plans and three annual plans underwritten by named US insurers.
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A plan brand in Carmel, Indiana, selling visitor, travel medical, trip protection, evacuation and expat plans, with insurance on its visitor and evacuation plans underwritten by Crum & Forster SPC.
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Travel Insured International designs and sells single-trip and annual travel protection plans, with insurance underwritten by United States Fire Insurance Company.
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World Nomads sells four travel protection plans to US residents, developed by Trip Mate and underwritten by United States Fire Insurance Company, with adventure activities built in.
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An Alabama travel insurance company selling its own named plans, from Safe Travels Outbound and Safe Travels USA to student and annual cover, underwriter named plan by plan.
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Arch RoamRight is the travel insurance brand of Arch Insurance Company, which underwrites its Pro, Pro Plus, On Trip Plus and Annual Multi-Trip plans for US residents.
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Chubb's US travel insurance, underwritten by ACE Property & Casualty or ACE American and sold through advisors, with annual plans, single-trip cover, group plans and employer products.
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Faye is an app-based plan brand for whole-trip travel protection, with its plans underwritten by United States Fire Insurance Company or Great American Insurance Company.
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A Tokio Marine HCC company selling its own Atlas and StudentSecure travel medical plans and Atlas Journey trip protection, each underwritten by a named Tokio Marine HCC carrier.
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TME Travel Insurance is a licensed plan seller offering trip protection, medical and evacuation, and evacuation-only plans to US residents, underwritten by AXIS and Nationwide companies.
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Starr Travel Insurance sells single-trip, annual, air-ticket and car-rental plans to US residents online, underwritten by Starr Indemnity & Liability Company with published benefit tables.
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A plan brand sold through travel agencies and cruise lines, underwritten by four named carriers including United States Fire Insurance Company.
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Heymondo is a Barcelona-registered insurance distributor selling its own International, Annual Multi-Trip and Long Stay travel insurance, managed through an app with 24/7 medical chat.
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A travel insurance plan brand selling single trip, annual, air ticket and car rental plans to US residents, underwritten by Starr Indemnity & Liability Company, with Assist Card running the assistance.
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Go Ready is the travel plan brand of Aegis General Insurance Agency, selling Choice, Cruise, Elite, Trip Cancellation and annual plans backed by named outside underwriters.
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USI Affinity Travel Insurance Services, a broker selling its own named plans such as Travel Insurance Select and Trip Care Complete, each underwritten by a carrier the plan site names.
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A CIEE division selling travel protection for Americans going abroad and for J-1, F-1 and OPT visitors to the U.S., with each product line naming its own underwriter or partner.
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CISI, a Stamford, Connecticut plan administrator, sells monthly study abroad and inbound F-1, M-1 and J-1 student health plans plus group cover, with a separate trip cancellation program.
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An Illinois-licensed insurance agency owned by the American Medical Association, arranging international health cover for medical students and residents through International Medical Group.
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A Connecticut-licensed travel insurance agency that quotes and compares plans from named US carriers, listing each program's underwriter and AM Best rating, without underwriting any policy itself.
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A family-owned US travel insurance agency organized by traveler type, selling other carriers' plans such as TripArmor for mission teams and the Allianz Annual Executive Plan.
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An adventure travel protection brand for US residents, with extreme sports cover built into four trip plans underwritten by Nationwide Mutual or AXIS depending on the buyer's state.
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A travel-health software company that also sells its own Pathfinder, Elite Protect and Expedition travel medical plans, underwritten by AXIS Insurance Company outside NY and WA.
Frequently asked questions
What is the difference between a plan brand and an insurance agency?
Some listings on this page are plan brands that sell their own specific products, while others are agencies like ICI Traveler or QuoteWright.com that quote and compare plans from various different carriers to help you find the right fit.
Can I find coverage that includes extreme sports or adventure activities?
Yes, several options cater specifically to these needs. World Nomads builds adventure activities into their plans, and Detour Insurance offers four plans with extreme sports cover included.
Are there options for travelers who want coverage for multiple trips throughout the year?
You can choose annual plans if you travel frequently. Several providers listed, such as Travel Guard, Arch RoamRight, and AXA Travel Insurance, offer annual multi-trip products.
Do I need to worry about which company actually pays my claim?
It is helpful to look for the underwriter listed for each plan. While brands like Faye or World Nomads market the products, the actual financial responsibility for claims rests with underwriters such as United States Fire Insurance Company or Nationwide Mutual.