Comprehensive Trip Insurance
The bundled plans most vacationers actually buy, pairing trip cancellation and interruption with emergency medical, baggage, and delay coverage in one policy. Built around protecting the money you already spent on the trip, not just your health.
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Build-your-own policies covering trip cancellation, interruption, medical, evacuation, and baggage with 24/7 support
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Individual plans in three tiers plus group coverage with 24/7 assistance available in 50+ countries
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A familiar US insurance brand's entry into travel coverage, with Essential and Prime single-trip plans plus a dedicated annual plan for frequent travelers. Every plan includes at least $75,000 in emergency medical coverage as a baseline, well above the minimum some competitors default to.
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Online travel insurer covering trip cancellation, medical, gear, and 200-plus adventure activities in one comprehensive policy.
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AIG's travel insurance brand and one of the longest-established names in the category, with tiered plans (Essential, Preferred, Deluxe) that bundle trip cancellation, medical coverage, and baggage protection, plus a dedicated plan built around adventure travel specifically.
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Multiple plan types with $500K emergency medical and $1M evacuation limits plus 24/7 travel assistance
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UK-based provider with Standard to Premier Plus tiers covering up to £10M emergency medical and £6K cancellation
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Caribbean-based insurer covering 18 countries with worldwide trip cancellation, medical, dental, and baggage protection
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Allianz's core single-trip plan line, sold in Basic, Prime, and Premier tiers, is the most commonly bought comprehensive travel insurance in the US, largely because it shows up first in most comparison searches and covers the basics cleanly without much configuration needed.
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A newer, app-first travel insurer selling a single core policy rather than a confusing tier chart, with automatic tracking that flags a traveler when a flight delay makes them eligible to file a claim, before they even ask.
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Established US travel insurer offering Travel Select and Travel Basic plans combining cancellation, medical, evacuation, and baggage coverage.
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A travel insurer backed by Berkshire Hathaway Specialty Insurance, carrying an A++ AM Best financial strength rating, one of the highest available. Its plans use fixed benefit payouts for some claim types instead of the reimbursement-after-receipts model that slows a lot of competitors down.
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Formerly known as CSA Travel Protection, Generali Global Assistance has sold comprehensive US travel insurance for roughly 25 years under the backing of the Generali Group, one of the largest insurers in Europe.
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Founded in 2014 by Squaremouth experts, offers nine distinct policies with emergency medical coverage up to $1,000,000
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A Connecticut-based insurer operating since 1994 and owned by Crum & Forster (part of Fairfax Financial), selling three main tiers, Trip Protector Lite, Worldwide Trip Protector, and Worldwide Trip Protector Plus, that step up medical and cancellation limits together.
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AXA Group's three-tier coverage with 24/7 assistance and digital My Trip Companion portal for managing claims and documents
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Formerly GeoBlue, established provider with customizable medical limits up to $1M and flexible single-trip or annual coverage
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Insurance company founded 1862, Bronze/Silver/Gold tiered plans with up to $1M medical evacuation coverage
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Indiana-based insurer offering Trip Protection plans pairing cancellation and interruption with emergency medical, evacuation, and baggage coverage.
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Three-tier coverage levels from Care through Care Pro, with inpatient and outpatient care, evacuation, and optional maternity
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Multi-trip and single-trip plans with pre-existing condition waivers available within 21 days of trip deposit
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Trip cancellation and emergency medical coverage in one policy, bookable up to 30 months ahead
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Founded 2018, custom policy building, covers 200+ sports and activities, underwritten by Spinnaker Insurance
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International Medical Group's iTravelInsured line offers comprehensive trip plans covering cancellation, interruption, medical treatment, and evacuation worldwide.
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UK-based since 1996 with four tiers, no age limit, and coverage for pre-existing medical conditions
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Since 1973, Ruby and Diamond plans feature high medical and evacuation limits with optional CFAR and rental car damage coverage
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Paris-based since 1979 with 24/7 multilingual emergency support and worldwide coverage under Globe Partner and Globe Traveller plans
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UK provider since 1996 with four tiers, standard coverage for 100+ adventure activities, and broad medical condition inclusion
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Founded 1977, Go Ready Elite plans include stress-less claims handling and 24-hour multilingual customer service
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Travel insurance backed by Zurich with $500K medical and $1M evacuation coverage in the Essentials plan
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Nomad-focused plans with no deductible, includes 30 days home country coverage per 3 months, starts at $56 per month
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Canadian provider with Deluxe and TravelCare packages covering up to $2,000 baggage and $10,000 cancellation
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Classic Plus and Premier plans cover trip cancellation up to $25K with 24/7 global assistance and specialty options
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Parametric travel insurance using real-time data triggers for flight delays and lost baggage claims
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Digital nomad platform with unlimited €1M medical coverage and month-to-month renewal while already traveling
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Founded 2021, adventure-focused with 400+ sports coverage, primary medical benefits, and search and rescue included
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Swiss-based Allianz Suisse insurer offering flexible Europe-wide or worldwide coverage with 24/7 claims assistance
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Founded 2019, split health and travel plans backed by A+ rated Nationwide and Crum & Forster with airport lounge access
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HTH Worldwide-underwritten TripProtector plans combining trip cancellation, interruption, medical coverage, and evacuation services for leisure travelers.
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Travel medical coverage bundled within a flexible short-term health insurance portfolio, available for one year or more
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South Carolina-based insurer whose Safe Travels series bundles trip cancellation, emergency medical, evacuation, and baggage protection.
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Indianapolis-based insurer offering Atlas Travel and trip protection plans combining cancellation, medical, and evacuation benefits for international travel.
Frequently asked questions
What is the difference between a single-trip plan and an annual plan?
Single-trip plans cover one specific journey, like the Allianz OneTrip or Nationwide Essential options. Annual plans are designed for frequent travelers who want ongoing coverage for multiple trips throughout the year.
Can I find coverage that specifically includes adventure activities?
Yes, World Nomads offers policies that include coverage for gear and over 200 different adventure activities. This is a specialized feature within the comprehensive insurance category.
How much medical coverage can I expect to find in these plans?
Coverage limits vary widely depending on the provider and tier you choose. For example, Nationwide offers at least $75,000 in emergency medical coverage, while Zurich provides up to $500,000 in medical and $1 million for evacuation.
Is it possible to customize the specific protections I receive?
Some providers like American Express allow you to build your own policies by selecting different coverage components. Other companies use a tiered system, such as Travel Guard or Allianz, where you choose from pre-set levels like Basic, Prime, or Deluxe.
Are there options for travelers who prefer using a mobile app?
Faye is an app-first insurer that offers a single core policy. Their platform includes automatic tracking that notifies you if a flight delay makes you eligible to file a claim.