Visitors to the USA
Parents, relatives and friends coming to stay in the United States are the focus here, along with the hosts who often arrange their cover. The page lists plan brands and brokers selling visitor medical plans to people who are not American residents, and some also write plans for new immigrants and holders of particular visa types. Their plan pages differ in structure: some use a provider network with direct billing, others reimburse. Benefit limits may be stated per illness or per policy period, and the deductible choices vary from plan to plan. The wording on pre-existing conditions ranges from a full exclusion to cover for an acute onset as the policy defines it. Age bands, maximum durations and renewal options also differ, and each write-up records them as published.
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A Tokio Marine HCC company selling its own Atlas and StudentSecure travel medical plans and Atlas Journey trip protection, each underwritten by a named Tokio Marine HCC carrier.
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IMG designs and administers Patriot travel medical, Global Medical and iTravelInsured plans, with the insurance underwritten by Sirius, SiriusPoint America or United States Fire depending on the plan.
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A plan brand in Carmel, Indiana, selling visitor, travel medical, trip protection, evacuation and expat plans, with insurance on its visitor and evacuation plans underwritten by Crum & Forster SPC.
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An Alabama travel insurance company selling its own named plans, from Safe Travels Outbound and Safe Travels USA to student and annual cover, underwriter named plan by plan.
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A managing agency selling its Diplomat travel medical plans for U.S. residents abroad, visitors to the U.S. and long-term travelers, with Diplomat International underwritten by AXIS Insurance Company.
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A Virginia-licensed insurance agency selling visitor medical plans from Trawick, WorldTrips, Global Underwriters, Petersen and others, with sample monthly premiums each tied to a stated age.
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USI Affinity Travel Insurance Services, a broker selling its own named plans such as Travel Insurance Select and Trip Care Complete, each underwritten by a carrier the plan site names.
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An online travel insurance agency, licensed in various US states, that compares and sells other insurers' plans for visitors, students, seniors and business travelers without naming its carriers.
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CISI, a Stamford, Connecticut plan administrator, sells monthly study abroad and inbound F-1, M-1 and J-1 student health plans plus group cover, with a separate trip cancellation program.
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A CIEE division selling travel protection for Americans going abroad and for J-1, F-1 and OPT visitors to the U.S., with each product line naming its own underwriter or partner.
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A German plan brand selling several named international health plans, expat, US and China products among them, brokered under one roof rather than underwritten by itself.
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Professional Service, Inc., a licensed insurance producer incorporated in 1996, sells its own-branded health plans to F-1, J-1, OPT and H-1B students as an alternative to university plans.
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Visitor Insurance Services of America's two storefronts selling WorldTrips' Atlas plans and Global Underwriters' Diplomat plans, mainly for visitors to the US, with carriers named and no premiums shown.
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A France-based, ORIAS-registered insurance broker that runs its own travel insurance comparison engine, selling Schengen visa, travel medical, long-stay and visitor policies from partner insurers online.
Frequently asked questions
What is the difference between a broker and an underwriter in these listings?
A broker like Insurte or Travelner Insurance compares and sells policies from various partner insurers. An underwriter is the actual insurance company that carries the financial risk and pays the claims for the plan.
Are there specific plans available for international students coming to the US?
Yes, several providers focus on students on F-1, J-1, M-1, or OPT visas. Options include specialized student health plans from PSI Health Insurance, CISI, or iNext.
Can I find coverage if I'm visiting for a long period rather than just a short trip?
You can look for long-stay, annual, or expat products. Companies like Global Underwriters and Care Concept AG offer plans designed for long-term travelers and visitors.
Do I need to worry about who is actually providing the insurance for a specific brand?
It's a good idea to check which carrier underwrites a plan. For example, Seven Corners visitor plans are underwritten by Crum and Forster SPC, while some IMG plans are underwritten by Sirius or United States Fire.