Family and Group Travel Plans
Insuring each family member or group traveler on a separate policy usually costs more than buying one plan together. These options cover spouses, kids, and larger groups such as school trips or wedding parties under a single certificate, often at a lower per-person rate than individual policies, with one claims process for everyone.
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Group Travel Basics, Deluxe, and Deluxe with Cancel For Any Reason plans for 10 or more travelers with worldwide assistance.
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Essential, Preferred, and Deluxe single-trip plans with family options, emergency assistance, and comprehensive medical and cancellation coverage.
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Global platform with family plans for up to 2 adults and 7 dependent children under 25
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A major US travel insurer offering dedicated family plans with trip cancellation and emergency medical coverage for children.
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UK insurer covering up to 10 family members with free children's cover to age 18, online discounts, and single-trip or annual options.
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Three-tier family plans covering under-18s with non-named adults, ages 85 single-trip and 75 multi-trip
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International health insurer offering customizable family plans for expats with modular benefits covering routine and emergency care globally.
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Global medical insurer specializing in expat and nomad families, with Patriot Family plans that add dependents at reduced per-child rates.
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Subscription-based international health insurance for nomad families, letting spouses and children join one monthly plan.
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Bronze through Platinum family plans for up to 10 people with medical, trip cancellation, and baggage coverage in one policy.
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Three-tier family plans with free coverage for children under 18 and worldwide trip cancellation, medical, and evacuation benefits.
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ExactCare Value and Comprehensive plans with free coverage for two children under 18 per adult and an A+ rating from AM Best.
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Blue Cross Blue Shield-affiliated travel medical insurer offering Trekker and Voyager family plans with international hospital network access.
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US travel medical insurer offering family-rate pricing on Travel Medical and Trip Protection plans covering all listed family members.
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Australian-based global travel insurer owned by Zurich Insurance Group, serving millions annually
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Pro and Plus plans include free coverage for one child 18 or younger per adult with group programs for 10+ travelers
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Global health insurer offering family policies with free cover for children under 2 and flexible single-trip or annual multi-trip options.
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Spain's largest insurer with tiered family plans covering medical emergencies, hospitalization-related accommodation, and relative travel.
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Offers tiered family plans combining trip cancellation protection with emergency medical coverage and dependent traveler options globally.
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Travel medical insurer offering TripProtector and Global Citizen plans with family and multi-traveler pricing for vacations and long-term stays abroad.
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UK family travel insurer covering 1-8 children with automatic sports activity protection
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Long-established US travel insurance provider with family plans covering the policyholder, spouse, and dependent children.
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Customizable worldwide medical insurance for traveling families and groups with 24/7 emergency assistance and annual per-person rates.
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Established in 1971 with tiered plans for families and groups; all include 24-hour emergency assistance and strong financial ratings.
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Schengen-focused assistance operator offering budget-friendly family coverage for up to 9 members with €60,000 medical benefits from €3 per person.
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French insurer covering 180 countries with family and expatriate plans offering dependent coverage flexibility
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French insurer with 10-15% family discounts for 3+ people and group plans covering 10+ travelers
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UK family travel insurance for parents with children under 18 and full-time students under 21
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Philadelphia provider since 1973 customizing plans for large groups exceeding 100 people or traveling 6+ months
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Modern insurer with customizable benefits, covering babies from 1 month with up to £10m medical coverage
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Diplomat International plan for traveling families and groups with over 60 years of experience in international health and travel insurance.
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Expat health insurance for groups of 5+ travelers with flexible short-term medical and trip cancellation coverage under one year.
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Australian insurer with free child coverage to age 19, group policies for up to 25 individuals, and unlimited overseas medical benefits with group discounts.
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Spanish health insurer offering international family travel coverage for up to 8 members
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Medical coverage from $40,000-$500,000 with legal assistance civil liability and 24-hour travel assistance
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Group travel insurance for 5+ travelers with up to 10% savings and visitors insurance for relatives visiting USA and international travel
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UK family health insurance specialist for expatriates with InCare YourLife and PremierLife coverage tiers
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UK travel insurer offering single-trip and annual multi-trip family policies covering dependent children under 23
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Simple daily-rate family coverage starting under $5 domestically and $6 internationally, with pet and vacation rental protection.
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Specializes in medical coverage for international families and expats with flexible Atlas Travel and MultiTrip plan options for extended journeys.
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UK travel insurer serving those affected by breast cancer with European coverage up to 90 days
Frequently asked questions
How many people can I typically include in a single family travel insurance policy?
It depends on the provider you choose. Some insurers cover up to 10 people in one policy, while others offer plans for up to 2 adults and 7 dependent children.
Is it cheaper to buy one group policy instead of individual plans for every person?
Yes, buying a single certificate for a family or group usually results in a lower per-person rate than purchasing separate individual policies. This is especially true for larger groups like school trips or wedding parties.
Can I find insurance that covers my children for free?
Some UK-based insurers offer free cover for children up to age 18. Other providers offer reduced per-child rates when you add dependents to a primary plan.
Are there options for expats or digital nomads traveling as a family?
Several providers specialize in this area. You can find subscription-based monthly plans for nomad families or customizable modular benefits designed specifically for expats.
Do these group and family plans cover trip cancellation as well as medical emergencies?
Most of the listed options include both trip cancellation and emergency medical coverage. Some plans even offer higher tier options like Cancel For Any Reason coverage.