Pre-Existing Conditions
Conditions a traveler had before buying cover are handled in very different ways, and this page lists plans whose own pages say they cover them in some form. The mix includes plan brands, insurers, brokers, portals and one membership. Some offer a waiver tied to purchase timing and to insuring the full trip cost. Others cover an acute onset, a term each policy defines for itself. Some international plans assess a medical history at application, and one membership states that it has no exclusion of this kind. The wordings also differ on the look back period, on what a policy treats as stable, and on the questions an application asks. Each write-up describes the listing's approach in the terms its own pages use.
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Generali Global Assistance sells Premium, Preferred and Standard trip protection plans to US residents, underwritten by Generali U.S. Branch and administered by CSA.
- 2
Travelex Insurance Services is a licensed US travel insurance producer selling Essential, Advantage and Ultimate plans underwritten by Zurich American Insurance Company.
- 3
The travel insurance brand and division of Berkshire Hathaway Specialty Insurance Company, which underwrites its ExactCare, WaveCare and AdrenalineCare plans for US travelers.
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A plan brand sold through travel agencies and cruise lines, underwritten by four named carriers including United States Fire Insurance Company.
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A US travel insurance marketplace run by a Florida-licensed agency, comparing quotes from over 30 plans with each carrier's A.M. Best rating shown in the quote.
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A travel insurance comparison site run by a Massachusetts-licensed agent, pricing 54 US plans side by side with purchases completed through its partner Squaremouth.
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A Virginia-licensed insurance agency selling visitor medical plans from Trawick, WorldTrips, Global Underwriters, Petersen and others, with sample monthly premiums each tied to a stated age.
- 8
A US household air ambulance membership, not insurance, that leaves members owing nothing for a medically necessary flight only when a participating network provider flies them.
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Visitor Insurance Services of America's two storefronts selling WorldTrips' Atlas plans and Global Underwriters' Diplomat plans, mainly for visitors to the US, with carriers named and no premiums shown.
- 10
A Del Mar, California brokerage and MGA arranging international health, travel medical, high-risk and high-limit disability cover for expats, employers and other brokers.
- 11
A Marbella health insurance broker registered with Spain's DGSFP that arranges Spanish and international private cover for expats, retirees and visa applicants, at no fee.
