Cruise Travel Insurance
Ships' medical centers bill like private clinics, and getting someone off a vessel mid-itinerary for treatment costs far more than a standard health plan expects. These are plans and add-ons built for cruising, onboard treatment, shore excursion injuries, missed port days, and transport arrangements when a case is too serious for the ship's infirmary.
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U.S. major insurer offering cruise travel protection including medical expenses, baggage loss, and trip delay coverage
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Major U.S. health insurer offering travel medical insurance with cruise ship emergency coverage and medical evacuation benefits.
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AIG's consumer travel brand provides cruise plans combining itinerary changes, missed connections, and emergency medical coverage for departures.
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Administers cruise insurance for major cruise lines including Royal Caribbean and Celebrity with customized coverage.
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Three cruise-specific plans with options for preexisting medical conditions and evacuation.
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Canadian insurer providing comprehensive cruise insurance with medical coverage and evacuation benefits.
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Blue Cross-backed travel medical insurance with Gold and Platinum plans covering medical evacuation for single trips up to six months.
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UK award-winning provider with mandatory cruise cover including cabin confinement compensation
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Adventure and sports coverage for cruise travel with emergency medical evacuation protection.
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Global insurer with travel protection including medical coverage, trip cancellation, and baggage loss for cruise holidays.
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One of the largest US travel insurance providers, offering cruise plans with itinerary change coverage and emergency medical evacuation from ports.
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Specialized assistance network in 190+ countries with cruise medical evacuation and 24/7 expense coverage
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UK-based insurer with cruise-specific add-ons covering cabin confinement compensation and missed excursion reimbursement.
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US travel insurer offering Travel Select and Travel America plans with add-on cruise coverage for missed ports, cabin confinement, and itinerary changes.
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Emergency medical coverage up to $100,000 and evacuation up to $500,000 for cruise passengers.
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Indianapolis
Indianapolis-based travel insurer whose Trip Protection plans include cruise-specific benefits for itinerary changes and missed connection coverage at sea.
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Medical evacuation membership program offering air transport with hospital choice guarantee.
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FlexiPAX cruise plans with emergency medical coverage up to $100,000 and evacuation benefits.
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Global insurance provider with budget-friendly cruise rates and coverage for trip cancellation, medical expenses, and evacuation.
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US travel insurance brand offering Premium and Standard plans with cruise-specific benefits including itinerary change and missed connection coverage.
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Travel insurance comparison marketplace with a cruise insurance category highlighting plans covering missed port departures and cabin confinement due to illness.
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Bronze through Gold plans with high medical evacuation limits up to $1,000,000 for cruises.
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Travel insurance comparison site with a dedicated cruise insurance filter covering cancellation, medical, and itinerary-change benefits across many underwriters.
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Arch subsidiary providing primary medical coverage and high evacuation limits for cruise travelers and vacations.
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Japanese specialty insurer since 1879 offering Atlas cruise and medical protection globally
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Travel insurer established in 1998 offering Atlas Journey cruise protection plans with medical emergency and evacuation coverage.
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International health insurer covering 200+ countries with medical evacuation built into cruise plans
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German market leader and Munich Re subsidiary with cruise cancellation and medical coverage across 20 countries
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International health insurer offering unlimited medical and evacuation coverage for worldwide cruise travel
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Travel insurer offering Pathway Premium and Safe Travels Sailaway cruise plans with medical evacuation and optional Cancel For Any Reason coverage.
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Canadian provider offering $10 million CAD medical coverage for cruise emergencies with nearly 60 years industry experience
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Insurer offering LuxuryCard and Trip Protection plan lines with cruise interruption and emergency medical benefits underwritten by Berkshire Hathaway Specialty Insurance.
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Global travel insurer with optional cruise add-on coverage and medical evacuation protection for ship vacations
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Nine plan options from Squaremouth ranging from budget to premium tiers for ship travel.
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Comparison marketplace that filters and compares cruise-specific policies from multiple carriers by itinerary and cabin cost for your voyage.
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Offers Classic and Classic Plus plans with $1 million medical evacuation coverage and 21-day Cancel For Any Reason window.
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UK trade association insurance with cruise cover standard on all tiers and 10 million medical protection
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Canadian insurer offering TravelWell plans with up to 5 million emergency medical coverage for cruises
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Canadian Automobile Association member benefit underwritten by Echelon Insurance with cruise and emergency coverage
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Founded 1980, offers travel insurance underwritten by Generali with specialized dive and cruise medical coverage.
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U.S.-based travel insurer with medical evacuation, trip protection, and optional 60-day preexisting condition waiver for cruise coverage.
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Comparison platform and insurer providing cruise-specific plans with medical evacuation, trip cancellation, and emergency coverage.
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Gibraltar-based specialist with 20 million emergency medical cover and AXA medical consultation access
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Modern travel insurance with cruise coverage, no deductibles, and emergency medical evacuation protection.
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Swiss-based insurer covering emergency medical treatment, repatriation, and search and rescue for cruise travel
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UK-based provider offering £5 million emergency medical and repatriation cover standard on cruise policies.
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Canadian travel insurer partnering with Blue Cross for tailored snowbird and senior cruise coverage
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Modern nomadic traveler insurer with Essential and Complete plans offering US $250,000 medical evacuation limit
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Cruise insurance with emergency medical evacuation and trip protection coverage.
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App-based travel insurance company offering trip cancellation and emergency medical coverage for cruise itineraries with mobile app claims processing.
Frequently asked questions
Why do I need specific cruise insurance instead of just my regular health plan?
Ships' medical centers bill like private clinics and can be extremely expensive. Specialized plans cover high costs like onboard medical treatment, emergency medical evacuation from ports, and transport arrangements that standard plans might not expect.
What coverage can I find for when I get sick in my cabin?
Some providers offer specific compensation for cabin confinement due to illness. You can also find plans that cover missed port days or itinerary changes if you are unable to participate in scheduled activities.
Does cruise insurance cover medical emergencies that happen during shore excursions?
Yes, many options provide coverage for injuries sustained during shore excursions. Some plans also include adventure and sports coverage if your cruise involves more active excursions.
Can I find insurance that helps with trip disruptions like missed connections or delays?
Many travel insurance brands offer protection for itinerary changes, missed connections, and trip delays. Some even include coverage for baggage loss to protect your belongings while traveling.
Is there coverage available for people with existing medical conditions?
Certain providers offer specific cruise plans that include options for preexisting medical conditions. It is important to check the individual plan details to see if your specific condition is covered.