Cruise Travel Insurance

Cruises bring their own set of terms, because a ship has its own medical center and the plans on this page describe separate benefits for leaving a vessel by tender or by air. The listings include dedicated cruise products from plan brands, annual policies that mention voyages, portals with filters for expedition and polar sailings, and one broker. Their pages differ on evacuation from the ship and who arranges it, on missed connections and itinerary changes, and on prepaid shore excursions. They also vary on whether the medical benefit is described as primary or secondary, and whether it applies to sailings in home waters. Each write-up notes these points and the named underwriter as the listing's own pages set them out.

  1. 1

    Travel Guard sells Deluxe, Preferred, Essential, annual and MedEvac travel insurance plans to US residents, underwritten by named Zurich companies or National Union Fire.

  2. 2

    Generali Global Assistance sells Premium, Preferred and Standard trip protection plans to US residents, underwritten by Generali U.S. Branch and administered by CSA.

  3. 3

    Richmond, Virginia

    The US travel insurance brand of Allianz Partners, selling OneTrip single-trip and AllTrips annual plans to US residents, underwritten by BCS or Jefferson Insurance Company.

  4. 4

    A plan brand in Carmel, Indiana, selling visitor, travel medical, trip protection, evacuation and expat plans, with insurance on its visitor and evacuation plans underwritten by Crum & Forster SPC.

  5. 5

    IMG designs and administers Patriot travel medical, Global Medical and iTravelInsured plans, with the insurance underwritten by Sirius, SiriusPoint America or United States Fire depending on the plan.

  6. 6

    An Alabama travel insurance company selling its own named plans, from Safe Travels Outbound and Safe Travels USA to student and annual cover, underwriter named plan by plan.

  7. 7

    Faye is an app-based plan brand for whole-trip travel protection, with its plans underwritten by United States Fire Insurance Company or Great American Insurance Company.

  8. 8

    A Tokio Marine HCC company selling its own Atlas and StudentSecure travel medical plans and Atlas Journey trip protection, each underwritten by a named Tokio Marine HCC carrier.

  9. 9

    Heymondo is a Barcelona-registered insurance distributor selling its own International, Annual Multi-Trip and Long Stay travel insurance, managed through an app with 24/7 medical chat.

  10. 10

    A travel insurance plan brand selling single trip, annual, air ticket and car rental plans to US residents, underwritten by Starr Indemnity & Liability Company, with Assist Card running the assistance.

  11. 11

    Go Ready is the travel plan brand of Aegis General Insurance Agency, selling Choice, Cruise, Elite, Trip Cancellation and annual plans backed by named outside underwriters.

  12. 12

    A travel retailer that quotes other carriers' plans for Antarctic, Arctic and safari trips and checks each against the tour operator's evacuation minimum, without being an insurer or licensed producer itself.

  13. 13

    A travel insurance comparison site run by a Massachusetts-licensed agent, pricing 54 US plans side by side with purchases completed through its partner Squaremouth.

  14. 14

    A family-owned US travel insurance agency organized by traveler type, selling other carriers' plans such as TripArmor for mission teams and the Allianz Annual Executive Plan.

  15. 15

    An ORIAS-registered insurance broker running a multi-country travel insurance comparison, with a US guide that prices plans sold to US residents from $5.16 a day.