Annual Multi-Trip Insurance
For people who fly several times a year, buying a fresh policy before every trip gets expensive and easy to forget. An annual plan covers an unlimited number of trips up to a set length each, typically 30 to 90 days, for one yearly premium instead of one purchase per departure.
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Travel Guard combines trip cancellation, emergency medical, and evacuation coverage in a single annual policy for multi-trip travelers.
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Travel Pro annual plans cover unlimited trips up to 60 days with medical and cancellation options
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Annual Plan for unlimited trips up to 45 days each, including adventure activities and medical coverage
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Annual multi-trip coverage ages 16–79 with trips up to 31 days (extendable to 90 days)
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Allianz AllTrips covers unlimited trips annually with three tier options, backed by one of the largest travel insurance brands in the US.
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IMG's Patriot Multi-Trip bundles annual medical and travel coverage for frequent international travelers planning multiple trips throughout the year.
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Multi-trip policies with unlimited coverage up to 70 days per trip and pre-existing condition waivers
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Explorer Annual plan provides worldwide coverage for multiple trips up to 30 days each with flexible options
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Annual Multi-Trip Protector covers unlimited trips with cancellation, medical, and baggage protection
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Atlas MultiTrip covers unlimited international trips up to 30 or 45 days with medical and evacuation coverage
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EverTravel annual policy covers unlimited trips with medical, trip cancellation, and baggage protection included
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Annual multi-trip insurance with four coverage levels for 12 months of protection on all trips worldwide
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Safe Travels Annual includes trip cancellation, medical evacuation, and travel delay coverage for year-round protection
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Annual Multi-Trip Preferred Plan includes trip cancellation, medical expenses, and travel delay coverage annually
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AnnualSafe plans offer 364 days of coverage with trip cancellation protection up to $100,000
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Annual multi-trip insurance with worldwide or regional coverage options for frequent travelers
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Annual multi-trip plans with comprehensive medical and trip protection for frequent international travelers
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Seven Corners provides continuous annual coverage for frequent international travelers, eliminating the need to purchase separate policies per trip.
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Annual coverage for unlimited trips up to 60 days with 24/7 medical chat and worldwide protection
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Travel Suraksha annual plans cover multiple international trips with medical evacuation and repatriation services
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Multi Trip Gold and Platinum annual plans cover unlimited trips up to 70 days with worldwide coverage
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Annual multi-trip insurance with unlimited holidays per year, trip cancellation and baggage coverage
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Annual multi-trip policies for worldwide travel with single-trip, long-stay, and winter sports options
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battleface covers unlimited annual trips lasting up to 31, 62, or 92 days per trip, suited to both spontaneous and frequent travelers.
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HTH TripProtector covers unlimited annual trips with emergency medical care and evacuation, with flexible trip-length limits that you can adjust.
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Annual Multi-Trip Plan for frequent travelers with flexible coverage options for 30, 45, 60, and 90 day trips
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Annual multi-trip coverage designed for expats and long-term international travelers
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Annual policies with unlimited trips, cancellation cover, and travel delay protection
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Annual multi-trip travel insurance with five coverage levels for experienced frequent travelers
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Annual multi-trip policies for European and worldwide travel with flexible coverage options
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European provider offering annual coverage for multiple trips with customizable limits
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United Kingdom
Nine-time award winner offering annual multi-trip coverage up to 183 days with flexible region tiers across a 12-month period.
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United Kingdom
True Traveller, FCA-regulated in the UK, offers unlimited annual trips lasting up to 30 or 70 days, designed for adventurous backpackers.
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Insured Nomads' plan starts at $549 yearly, targeting digital nomads with crisis assistance, evacuation, and airport lounge benefits included.
Frequently asked questions
How long can each individual trip be under an annual multi-trip policy?
The maximum trip length varies depending on the plan you choose. Some policies cover trips up to 30 or 45 days, while others allow for longer durations ranging from 60 to 90 days per trip.
Can these annual plans cover medical emergencies and trip cancellations?
Yes, many of these options bundle various types of protection. You can find plans that combine medical and evacuation coverage with trip cancellation, baggage protection, and other travel benefits.
Do I need to buy a new policy every time I travel with an annual plan?
No, that is the main benefit of this category. You pay one yearly premium to cover an unlimited number of trips throughout the year, provided each trip stays within the set duration limits.
Are there options for travelers who enjoy adventure activities?
Yes, some annual plans specifically include coverage for adventure activities alongside their standard medical and trip protections. It is important to check the specific terms of your chosen provider to ensure your activities are covered.