Expatriate Group
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Expatriate Group has served over 300,000 expats across more than 100 countries since 1997, building deep expertise in the challenges long-term expats face. Their moratorium underwriting approach means pre-existing conditions don't automatically disqualify applicants, a significant advantage for mid-career relocators.
Best for expats who've already lived abroad or have existing health conditions that overseas stays have complicated. Compared to younger startups, Expatriate Group's longevity and specialized underwriting model make them a strong fit for those who struggled with coverage elsewhere.