Student and Visa Insurance
International students, scholars and exchange visitors in the United States, and American students going overseas, are the travelers this page is for. Its listings are plan brands, brokers and a couple of insurers selling student health plans, study abroad cover and policies aimed at particular visa categories and their dependents. Schools and sponsors publish their own insurance standards, and several of these companies describe their plans with reference to them. Beyond that, the plan pages vary on whether the product is travel medical or fuller health insurance, on mental health and routine care, on sports injuries, and on whether a spouse or child can join the policy. Each write-up notes the medical maximum, the deductible and the underwriter where the listing's own pages set them out.
- 1
ISI, a Florida-licensed agency owned by Envisage International, sells student health plans such as Student Secure, ISI Protect, ISI Advantage and Patriot Exchange to F-1, J-1 and OPT students.
- 2
A Tokio Marine HCC company selling its own Atlas and StudentSecure travel medical plans and Atlas Journey trip protection, each underwritten by a named Tokio Marine HCC carrier.
- 3
IMG designs and administers Patriot travel medical, Global Medical and iTravelInsured plans, with the insurance underwritten by Sirius, SiriusPoint America or United States Fire depending on the plan.
- 4
CISI, a Stamford, Connecticut plan administrator, sells monthly study abroad and inbound F-1, M-1 and J-1 student health plans plus group cover, with a separate trip cancellation program.
- 5
Professional Service, Inc., a licensed insurance producer incorporated in 1996, sells its own-branded health plans to F-1, J-1, OPT and H-1B students as an alternative to university plans.
- 6
The former GeoBlue, a plan brand and administrator selling single-trip, multi-trip, long-term, student and missionary medical plans underwritten by 4 Ever Life companies.
- 7
A plan brand in Carmel, Indiana, selling visitor, travel medical, trip protection, evacuation and expat plans, with insurance on its visitor and evacuation plans underwritten by Crum & Forster SPC.
- 8
A large US insurance broker that introduces F-1 and J-1 students to international student health plans underwritten by Crum & Forster, with travel assistance from On Call International.
- 9
A CIEE division selling travel protection for Americans going abroad and for J-1, F-1 and OPT visitors to the U.S., with each product line naming its own underwriter or partner.
- 10
An Alabama travel insurance company selling its own named plans, from Safe Travels Outbound and Safe Travels USA to student and annual cover, underwriter named plan by plan.
- 11
Cigna's international health insurance site, selling Silver, Gold and Platinum plans plus Close Care to expats, families, retirees and students, underwritten in Guernsey.
- 12
USI Affinity Travel Insurance Services, a broker selling its own named plans such as Travel Insurance Select and Trip Care Complete, each underwritten by a carrier the plan site names.
- 13
A licensed US broker in the Washington, D.C. area selling ACA-compliant, ACA-comparable and basic student plans, J-1 cover, study abroad and expat insurance from several carriers since 1979.
- 14
A German plan brand selling several named international health plans, expat, US and China products among them, brokered under one roof rather than underwritten by itself.
- 15
CareMed GmbH, a registered German insurance broker in Bonn, sells its own CareMed student and exchange travel health plans with unlimited medical cover and no coinsurance.
- 16
A Virginia-licensed insurance agency selling visitor medical plans from Trawick, WorldTrips, Global Underwriters, Petersen and others, with sample monthly premiums each tied to a stated age.
- 17
An online travel insurance agency, licensed in various US states, that compares and sells other insurers' plans for visitors, students, seniors and business travelers without naming its carriers.
- 18
Visitor Insurance Services of America's two storefronts selling WorldTrips' Atlas plans and Global Underwriters' Diplomat plans, mainly for visitors to the US, with carriers named and no premiums shown.
- 19
A Bermuda-based international health insurance brand selling the EXPAT plan, US student-visa plans and ACA-compliant cover, distributed by WellAway Limited and reinsured by Arch Re.
- 20
An FCA-authorised UK provider of international private medical insurance, selling modular worldwide, regional and group plans by quote, with emergency evacuation on every plan.
- 21
A Dutch non-profit broker that advises on and mediates IMG, APRIL International and William Russell plans for expats, students and travelers rather than underwriting any policy itself.
- 22
A Belgian authorised underwriter selling Expat, Europat, student, au-pair and travel plans, with the risk carried by Inter Partner Assistance of the AXA Partners Group.
- 23
A French broker registered with ORIAS that compares and tenders international health cover from a named panel of insurers for expatriates, students, travelers and employers.
Frequently asked questions
What is the difference between a broker and an underwriter in this category?
Brokers like Alliant Insurance Services or JoHo Insurances compare and mediate plans from various providers to find a fit for you. Underwriters, such as Expat & Co, are the entities that actually carry the insurance risk and issue the policies.
Can I find insurance that specifically covers my F-1 or J-1 visa requirements?
Yes, several providers listed here offer plans tailored for these visa types, including Alliant Insurance Services, WellAway, and CISI. These plans are designed to meet the specific health coverage needs of international students and exchange visitors in the United States.
Are there options available for students studying abroad rather than coming to the US?
You can find coverage for study abroad programs through brands like CareMed or CISI, which offer specialized student plans. Some providers also offer general international health or travel medical plans that can suit travelers going overseas.
Do all these plans include emergency medical evacuation?
Not all plans are guaranteed to include it, but some providers like Expacare include emergency evacuation on every plan they sell. You should check the specific policy details of any plan you are considering to confirm this level of protection.