USI Affinity
Tap a star to rate
USI Affinity has anchored the travel insurance space since 1973, building a reputation on specialized plans rather than generic catch-alls. Their primary emergency medical coverage reaches $500,000, evacuation protection tops $1,000,000, and they structure plans around actual travel patterns, short trips, extended stays, student travel, and group programs. The brand operates under USI, a major insurance brokerage, which provides the backing infrastructure.
Long-established carriers like USI Affinity appeal to travelers who've been buying travel insurance for years and know the company's reliable performance. If you're comparing newer digital-first insurers to a traditional player, USI Affinity's longevity and specialization mean they've refined claims handling through decades, though their interface may not feel as sleek as some newer platforms.