High Medical Limit Plans
Most travel medical policies cap out around 50 to 100 thousand dollars, which a single serious hospitalization abroad can exceed within days. These plans carry maximum benefits from one million dollars up to unlimited coverage, built for travelers who want a real buffer against a catastrophic illness or accident far from home.
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Global business and leisure travel insurance with up to $1 million emergency medical coverage available
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Global medical assistance and evacuation with up to $1 million evacuation and $500k medical expense limits
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Travel insurance with Deluxe plan offering $1 million medical evacuation and $100k emergency medical coverage
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Global travel insurance with up to $500k medical and $1 million evacuation through World Travel Protection
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International Medical Group offers global plans with limits up to $8 million for expats and long-term travelers.
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Travel insurance for over-50s with medical coverage up to £20 million and pre-existing condition protection
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GeoBlue, a Blue Cross affiliate, offers Xplorer plans with $8 million limits and BlueCard PPO network access worldwide.
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Cigna Global customizes coverage tiers from core to comprehensive, with annual medical maximums including unlimited options.
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International health insurance for expats with maximum benefits up to $5 million and global coverage
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Long-term expat health insurance with coverage maximums up to $5 million and worldwide provider access
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Premium international health insurance with unlimited annual limits and access to global private providers
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Spanish insurer offering travel medical coverage up to €500,000 with emergency repatriation services
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Travel insurance platform offering up to $250k medical coverage with customizable plans for nomads
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Seven Corners' Elite plans serve long-term travelers with up to $1 million medical limits and pre-existing condition support.
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Global health insurance for expatriates with annual plan limits up to $2 million per person
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Travel insurance with up to $1 million medical evacuation and comprehensive international protection
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Comprehensive travel insurance with up to $1 million medical evacuation and $250k emergency medical coverage
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Travel insurance with ExactCare plans offering $1 million medical evacuation and repatriation coverage
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Specializes in high-limit travel medical plans with catastrophic coverage reaching up to $8 million
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Luxembourg-based expat insurance with unlimited maximum limits for inpatient and outpatient care worldwide
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Travel insurance with up to $1 million medical evacuation coverage and round-the-clock global assistance network
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Expatriate medical insurance with tiered coverage plans designed for people living and working abroad permanently
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Medical evacuation membership with unlimited transport costs and no dollar caps on air medical evacuation
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International travel insurance with up to $1 million medical evacuation and $250k emergency medical coverage
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HTH Worldwide's Trekker plans provide $8 million medical limits, global networks, and evacuation coverage for long-stay travelers.
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WorldTrips' Atlas plans offer $2 million medical limits for long-term travelers, remote workers, and mission-focused professionals.
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Global medical assistance and evacuation provider coordinating emergency care for 40 million travelers annually
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Leisure travel and medical insurance with customizable high-limit coverage for international travelers
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Diplomat travel plans offering up to $1 million medical coverage for extended international travel
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Annual and multi-trip travel insurance with up to $1 million medical coverage for nomads and frequent travelers
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AXA Group subsidiary offering 24/7 global medical assistance and emergency evacuation coordination
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High-limit travel and health plans for global travelers with comprehensive medical and evacuation benefits
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Travel insurance with emergency medical expense coverage and evacuation protection for international trips
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Established provider with medical coverage for individuals, families, and groups traveling internationally
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Digital nomad insurance with plans reaching up to $1.5 million medical coverage for annual travel
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International travel medical plans with up to $1 million emergency medical coverage limits
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Trawick's Safe Travels series covers up to $1 million in medical expenses for international travelers and US-bound visitors.
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Now Health International, UK-based, offers expat plans with unlimited benefits and a global direct-settlement hospital network.
Frequently asked questions
How much medical coverage can I get with a high limit plan?
Coverage limits vary significantly depending on the provider. You can find plans ranging from 500,000 up to 8 million dollars, and some options even offer unlimited medical maximums.
Are there plans specifically designed for long-term travelers or expats?
Yes, several providers focus on this demographic. Options include plans with limits up to 8 million dollars for expats and international health insurance offering up to 5 million dollars in benefits.
Can I find coverage that includes medical evacuation?
Many high limit plans include medical evacuation as a core feature. Some providers offer evacuation limits up to 1 million dollars to ensure you can be moved to a suitable facility if needed.
Is there insurance for seniors that covers pre-existing conditions?
Yes, some providers specialize in coverage for travelers over 50. These specific plans can offer medical coverage up to 20 million pounds and include protections for pre-existing conditions.
Do these plans provide access to specific medical networks?
Some high limit options include access to established provider networks. For example, certain plans offer access to the BlueCard PPO network worldwide.