IMG Patriot Travel Series

IMG built the Patriot line around choice rather than a single fixed package. Patriot Lite, Patriot America, and Patriot Platinum step up in medical maximum and benefit detail, so a traveler on a tight budget and a traveler who wants six-figure coverage can both buy the same brand without overpaying for benefits they don't need. Pre-existing conditions are excluded unless a plan specifically covers an acute onset (a sudden flare-up of a stable condition), and adventure sports need the optional rider, they aren't automatic.

Claims run through IMG's own network and a 24/7 assistance line that coordinates hospital admission and medical evacuation directly with the treating facility, so a traveler in the middle of a crisis isn't the one calling around for approval. That direct coordination matters most on the Platinum tier, where the evacuation benefit is largest. This series suits US travelers who want to pick their own coverage level for a single trip, from a two-week vacation to several months abroad, rather than accept whatever a bundled package includes.