Arch RoamRight
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Arch RoamRight operates under Arch Insurance's underwriting, offering travel medical plans that explicitly welcome pre-existing medical conditions within their standard coverage (no separate waiver needed). They differentiate on flexibility with optional adventure sports coverage that extends to activities like skiing, hiking, and mountaineering, with medical evacuation limits reaching $1,000,000.
This product suits travelers with existing health issues who want straightforward coverage without navigating waiver paperwork. If you're weighing RoamRight against traditional carriers, the adventure sports upgrade makes it a good fit for active travelers and those planning trips that go beyond standard tourist itineraries.