OnshoreKare

OnshoreKare was founded in 2017 in Silicon Valley as an insurance technology startup focused on making it easy to quote, compare, and buy visitor and travel medical insurance on the same day. They don't underwrite policies themselves; instead, they broker access to multiple carriers and show you their pre-existing condition terms side by side. This transparency lets you see which plans accept your conditions and which don't before committing.

OnshoreKare appeals to travelers who'd rather compare plans apples-to-apples than call three different insurers and negotiate the details yourself. Their speed and UX reflect startup DNA, which means the process is faster than traditional brokers but you're still working with established carriers behind the scenes. Prices are competitive because they're operating as a broker, passing along the same wholesale rates without the overhead of a call center.