Allianz Travel Insurance
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Allianz Global Assistance, the US travel arm of the multinational insurer, offers pre-existing condition coverage through its OneTrip Prime and Premier plans. This waiver applies when you buy the policy within 14 days of your initial trip payment and meet other eligibility requirements.
The waiver covers acute onset of existing medical conditions that develop during your trip, giving you security even with a health history. It's a straightforward path for travelers with pre-existing issues who can plan ahead.