AIG Travel Guard
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AIG Travel Guard specializes in travel insurance through its Preferred plan, which covers the acute onset of pre-existing medical conditions during your trip. You need to purchase within about 15 days of your initial trip payment to qualify for this waiver.
The plan works well for last-minute planners with health concerns who can still purchase quickly enough to meet the timeframe. It removes a major barrier for travelers with existing conditions, letting you focus on your trip instead of medical worries.