IMG (International Medical Group)
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IMG serves global travelers and expats with comprehensive coverage options through its iTravelInsured product line. The pre-existing condition exclusion waiver is available as an optional add-on for eligible travelers who purchase their policy shortly after making their initial trip payment.
IMG's focus on expatriates and frequent international travelers means they understand the needs of people with complex medical histories. The optional waiver gives you flexibility to include it based on your situation rather than forcing it into every plan.