Arch RoamRight
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Arch RoamRight is the travel insurance arm of Arch Insurance Group, a global underwriter with serious backing. Their Pro Plus and Pro plans both offer pre-existing condition waivers using the same model as many competitors: purchase within 14 to 21 days of your trip payment, and you'll get coverage for conditions in your history. The medical emergency coverage is comprehensive, with emergency evacuation and sports-related injury options available.
Arch RoamRight works well if you want a full-spectrum travel policy from a name-brand underwriter without paying premium prices for boutique status. Their plan structure is straightforward (you pick Pro or Pro Plus, then add riders for things like adventure sports), which keeps quotes easy to understand. The brand appeals to travelers who've had good experiences with Arch in other insurance categories and want consistency.