American Visitor Insurance

American Visitor Insurance is a New Jersey-licensed agency with over 20 years of experience in the travel insurance space. They compare and broker policies from 50+ insurance carriers, giving them broad perspective on which plans include pre-existing condition waivers and how those waivers actually work in practice. The comparison approach lets you see multiple options side-by-side for the same trip profile.

This option suits travelers who want a broker to do the heavy lifting of comparison shopping across a large pool of carriers. If you've had trouble finding pre-existing condition coverage before, the 50+ carrier network increases the odds that one plan will work for your situation. The 20+ year track record means they've seen how claims actually play out, not just what policies say on the surface.