Pacific Prime
Tap a star to rate
Pacific Prime works as an insurance advisory service rather than an underwriter, helping backpackers and adventurers find and customize policies from multiple carriers with hazardous activity riders. The firm specializes in extreme sports insurance, meaning they've built relationships with underwriters willing to cover activities like ice climbing, BASE jumping, and mountaineering that many mainstream insurers exclude outright.
Ideal for travelers with specific, demanding activities in mind who value expert guidance through the customization process. Advisors can work through which carriers accept which activities and negotiate rider terms, though you'll pay for that expertise through advisory fees alongside insurance premiums.