International Citizens Insurance
Tap a star to rate
International Citizens Insurance has been covering long-term travelers for decades, with their Patriot and Atlas plans built for extended overseas stays. Both include medical evacuation and repatriation benefits, meaning they'll bring you home if things go seriously wrong. Adventure activity riders are optional add-ons, giving you control over what risks you pay to protect.
These plans work well for backpackers planning trips lasting months rather than weeks, and for those who want flexibility around adventure coverage. You can customize your policy to match your actual itinerary instead of buying blanket coverage for activities you'll never do.