IMG iTravelInsured Travel Sport

Travel Sport pairs trip cancellation and interruption with medical coverage and a search and rescue benefit up to a set limit, aimed at travelers doing something more specific than sightseeing: guided mountaineering, backcountry skiing, diving with a depth limit, and similar activities that standard trip insurance quietly carves out. IMG spells out the covered activity list rather than relying on a vague "hazardous sports" clause, which cuts down on the unpleasant surprise of a denied claim after the fact.

Pre-existing conditions follow the standard exclusion found across IMG's other Patriot and iTravelInsured plans, and coverage is secondary if you're still holding other insurance. This plan sits alongside IMG's other iTravelInsured tiers (Travel LX and Travel SE handle general trip protection without the sport-specific activity list), so the right choice depends on whether the trip itself is the risk or a specific activity within it is. It fits a traveler booking a guided trek or an organized expedition more than someone doing casual day hikes on a standard vacation.