IATI Travel Insurance
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IATI Travel Insurance operates the IATI Backpacker policy, designed with specific altitude and activity limits. Your coverage includes trekking and hiking up to 5400m, scuba diving (to reasonable depths), rock climbing, and mountaineering with guides. The €500,000 medical ceiling and dedicated search-and-rescue coverage (up to €15,000) were built from feedback gathered over decades of insuring European adventurers.
IATI appeals to backpackers doing structured treks (Kilimanjaro, Annapurna Circuit) and multi-activity trips across several regions. The search-and-rescue rider is a strong differentiator, it covers organized rescue operations if you get lost or injured in wilderness terrain. Their European pedigree means strong relationships with hospitals and rescue teams in popular trek destinations.