Generali Global Assistance
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Generali's premium plan delivers solid baseline coverage with $1M emergency evacuation and repatriation, crucial if you're injured far from home and need transport back for ongoing care. The insurer lets backpackers purchase add-on adventure sports riders to extend coverage to activities like skiing or mountaineering that the base plan excludes.
Generali's strength is its reputation and established claims network, which matters if you need to file a claim in a remote country. However, the mandatory add-ons for adventure activities and higher base premiums make it pricier than carriers that bundle these options from the start.