Adventure Sports Insurance
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Adventure Sports Insurance builds its entire product around activities that mainstream travel insurers exclude or charge prohibitive premiums for. The company understands backpackers' needs because it focuses exclusively on adventure coverage, meaning paragliding, cave diving, heli-skiing, and similar high-risk pursuits are evaluated fairly rather than treated as afterthoughts or outright rejections.
Perfect for travelers whose main reason to buy insurance is to cover activities other insurers won't touch. The trade-off is that you'll pay more than a generic policy, and the company won't help with everyday travel claims (like trip cancellation or lost luggage) that a general travel insurance product would handle.