Venbrook International

Venbrook International underwrites visitor health insurance policies through Crum & Forster, a subsidiary of Fairfax Financial. The plans cover a broad range of medical events including pre-existing conditions and acute onset of chronic illnesses, which are areas where many travel policies exclude or limit coverage. Medical benefits typically max out between $100,000 and $500,000, with various deductible tiers to match different budgets and risk tolerance.

Venbrook fills a gap for visitors managing existing health conditions who can't get coverage elsewhere. If you have diabetes, hypertension, asthma, or another ongoing condition and you're moving to the USA for months at a time, Venbrook's acceptance of pre-existing issues makes it one of the few viable options that won't leave you uninsured for your most likely medical needs.