WorldTrips Atlas America
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Atlas America exists because standard travel medical plans built for Americans traveling abroad don't translate well to the reverse situation: a foreign visitor facing US hospital pricing, which runs dramatically higher than in most other countries. The plan covers accident and sickness treatment during the visit, with medical maximums and deductibles selectable by tier, Essential America keeping costs down for a short, low-risk visit and Premium America raising the ceiling for a longer stay or an older visitor.
Pre-existing conditions are generally excluded, an important thing for a host family to flag before a visiting relative assumes any condition will be covered. Coverage doesn't include routine or preventive care, it's built for unexpected illness and injury during the visit. WorldTrips runs 24/7 assistance to help coordinate care and claims in English on the visitor's behalf, useful given how unfamiliar the US billing and insurance system is to almost anyone visiting from abroad.