Travel Insured International

Travel Insured International has been writing travel insurance since 1994 and specializes in customizable plans that let you pick exactly what you need. Their primary medical coverage, evacuation, and repatriation benefits are solid, and they offer pre-existing condition waivers if you've had recent health events but still want coverage.

For seniors with pre-existing conditions, Travel Insured's waiver option can be a lifeline when other carriers exclude or heavily restrict you. The customizable plan design means you're not paying for extras you don't need, though you'll want to verify coverage limits for your specific destination and trip length.