Generali Global Assistance
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Generali's premium plans offer among the highest evacuation limits in the market, with medical evacuation coverage reaching $1,000,000 and emergency medical benefits up to $250,000. The policy accepts pre-existing conditions if purchased within 24 hours of your initial trip deposit, a generous window compared to competitors requiring 14 or more days prior. Coverage extends to ages 100 and beyond, removing any age-based exclusions that frustrate older travelers.
This plan appeals to seniors traveling to remote regions (African safaris, Amazon expeditions, Central Asian trekking) where evacuation costs genuinely run into the hundreds of thousands. The 24-hour pre-existing condition approval window catches last-minute travelers who've just decided on a trip. The premium price reflects the high coverage limits and willingness to insure the very elderly without exclusions or surcharges that price other carriers might impose.