IMG (International Medical Group)
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IMG, based in Indiana, serves expatriates and long-term travelers through its Global Medical Insurance plans. The maternity rider you can add covers prenatal appointments, lab work, and delivery itself. Like most international maternity insurance, a waiting period applies before benefits begin, so it's designed for those committing to stay abroad for at least a year.
IMG's established presence in the expat market means claims are processed smoothly across time zones. The rider integrates cleanly with the main plan, so maternity care flows through the same provider network and claims process.