Monzo

Monzo, the fintech-turned-insurance provider since 2015, takes a broader approach to pregnancy coverage than many competitors. They cover both unforeseen pregnancy complications and childbirth-related emergencies, giving pregnant travelers more comprehensive protection. The addition of trip curtailment coverage means you can cut your trip short if needed and recover those costs, not just cancel before departure.

Monzo works best for travelers who want simplicity and a single provider for multiple financial services. Since Monzo started as a mobile banking platform, customers already managing their money through the app can add travel insurance with a few taps. It's a reasonable choice for budget-conscious travelers in their early-to-mid pregnancy who value convenience alongside coverage.