Columbus Direct

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Columbus Direct, operating since 1999, structures their pregnancy coverage around a practical timeline. They cover emergency medical expenses for pregnancy complications, and they'll reimburse trip cancellation if complications develop before you leave or if you need to return within 12 weeks of your due date. This 12-week window acknowledges the reality that many pregnant travelers need flexibility as their due date approaches.

The policy suits travelers who're planning trips well into their pregnancy but want a built-in exit strategy if health circumstances change. It's particularly useful if you've already paid for flights and accommodation and want financial protection against the increasing chance of complications as you approach term.

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