Foyer Global Health

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Foyer Global Health operates from Luxembourg and specializes entirely in coverage for people living outside their country of citizenship. Their signature feature is unlimited maximum benefit caps on both inpatient and outpatient care, meaning there's no ceiling on what the insurer will cover for hospital stays or ongoing medical treatment.

This insurer appeals to expats who've experienced denied claims due to hitting coverage limits or who live in regions with extremely high medical costs and want complete peace of mind. Foyer's focus on expatriate-specific risks, coupled with their willingness to cover unlimited volumes on major categories, makes them distinct in a market where most competitors still impose annual or lifetime caps.

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