RBC Insurance

RBC Insurance, the travel insurance arm of Royal Bank of Canada, offers two main packages: Deluxe and TravelCare, each built around common traveler needs. Both include emergency medical coverage, trip cancellation protection (up to $10,000), and baggage loss coverage (up to $2,000), with Deluxe adding higher limits and optional add-ons for specific risks like adventure activities. A 24/7 worldwide assistance network operates with Canadian-based claims staff, meaning policyholders reach operators who understand Canadian travel patterns and speak the language without translation delays.

RBC's products fit Canadian travelers of all experience levels, from first-time international vacationers to frequent business travelers. The availability through RBC's online portal and branches means customers can purchase during banking visits or manage claims through familiar channels. Retirees taking extended trips appreciate the medical coverage depth and the straightforward claims process. The TravelCare tier suits shorter trips and budget-conscious travelers, while Deluxe appeals to those combining vacation with business travel or taking higher-risk activities abroad.