Genki
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Genki builds its Traveler plan specifically for nomads who stay abroad long-term. Medical coverage tops out at €1,000,000, with no annual expiry, you renew month-to-month as needed. Unlike most competitors, you can sign up and activate coverage while already traveling overseas, which solves the problem of booking insurance before departure dates are locked.
This setup works best for remote workers and long-term travelers who want to extend trips without gaps in coverage. If you're on a flexible schedule or often decide to stay longer than planned, the mid-journey enrollment option and rolling monthly billing remove real headaches that fixed-term policies create.