Just Travel Cover
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Just Travel Cover focuses on the young adult segment taking gap years and working holidays. Their 15-month maximum term aligns perfectly with major working holiday destinations like Australia and New Zealand, and the coverage includes gap years, volunteering, and studying abroad, situations mainstream insurers often exclude or charge heavily for.
The policy covers medical emergencies and repatriation, with reasonable excess levels that don't penalize budget travelers. It's built for people who aren't working corporate jobs but need real protection while earning modest wages abroad or doing voluntary work.