InsureWithEase
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InsureWithEase has built its reputation on covering the full span of a working holiday: policies stretch to 365 days with medical coverage capped at £5 million and specific inclusion for COVID-19 repatriation. The product started in 2007 targeting UK backpackers planning extended stints abroad and has stuck to that focus rather than spreading across dozens of plan variants.
The insurer's main pitch is simplicity for long stays. No fiddling with renewal halfway through your year, no patchy coverage gaps if you cross borders, and the high medical limit means you're not exposed to catastrophic costs in expensive healthcare systems. It's best for UK or Commonwealth citizens planning a full twelve-month working holiday with unpredictable movement across multiple countries.