Global Underwriters

Global Underwriters isn't itself the underwriter, it develops and administers plans placed with rated insurance carriers, and its Diplomat America line covers the standard visitor medical needs: accident and sickness treatment, evacuation, and repatriation, with the Diplomat Long Term option built for a stay well beyond a typical vacation length. The company also handles more specialized coverage like kidnap and ransom and foreign general liability, a sign of a broader insurance operation behind the consumer-facing visitor plans.

Pre-existing conditions follow the standard exclusion found across most visitor plans in this category, and coverage terms should be checked directly on the plan-specific pages since Global Underwriters administers more than one visitor product. Claims and plan documents are available directly through the company's site rather than only through third-party resellers, which makes it easier to confirm exactly what a specific Diplomat plan covers before a visiting relative's trip.