Tigerless

Tigerless is an Aetna-backed student insurance brand that's built specifically to earn university insurance waivers, and they've achieved a 100% waiver acceptance rate at over 1,500 schools across the US. Their plans are based on Aetna's PPO network, giving you broad access to in-network doctors without prior authorization. Bilingual support helps if English isn't your first language, and at $400 a year they undercut many university plans.

Best if your priority is waiving an expensive university insurance requirement and you want to do it confidently, knowing Tigerless already has every major school on file. They're also a smart pick if you want solid coverage at a low price and bilingual customer service. Ideal for budget-conscious international students who'd rather spend $400 on Tigerless than $1,500 on their school's plan.