International Student Insurance (ISI)

ISI has focused exclusively on student and OPT insurance since 2000, building deep expertise in the specific visa requirements students face. Their plans start at $29/month and include options for F-1, J-1, M-1 visas and OPT work authorization, with coverage that meets the insurance mandates of most US universities. They've earned consistent 5-star ratings for customer service, and their support team speaks student-specific insurance language.

Best if you're a US-bound student wanting straightforward coverage tailored to your visa type, or if you're extending into OPT and need continuity. ISI's decade-plus track record with this narrow student market means fewer surprises than larger generalist insurers; their plans are also cheaper than many competitors at the entry level.