Integra Global

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Integra Global structures its expat plans across multiple tiers, so you pick the medical coverage level that matches your risk tolerance and health needs. All plans include round-the-clock emergency medical assistance and evacuation services, which means if you're seriously hurt in a remote area, they handle getting you to appropriate care. The company has been refining its offering since 2004, building out claims support for customers across dozens of countries.

Ideal if you want flexibility in what you pay for but value knowing emergency evacuation is always included. The tiered approach works well for expats who've lived abroad before and know roughly what coverage they'll actually use versus what's just nice to have.

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