Chapka
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Chapka is a French travel insurance specialist with strong roots in expatriate coverage, particularly for European nomads. Their Cap Tempo Expat plan targets those settling abroad for 1 to 3 years with medical, baggage, and liability protection across 195 countries. The company also offers dedicated working holiday insurance for younger travelers taking gap years or working visa stints.
Suits nomads with strong European ties or those starting long-term assignments in developing regions where Chapka has local partnerships. Their direct billing system and 24/7 emergency support work smoothly in Africa and Asia. Rates tend to be competitive for mid-length stays compared to global insurers, though the website caters primarily to French speakers.