LV=

LV= is a UK-based insurer offering straightforward family travel coverage for up to 10 members per policy, a capacity that accommodates most multi-generational travel groups. Children up to age 18 are covered free, and they offer a 20% online discount for direct bookings that meaningfully reduces costs compared to broker channels. Both single-trip and annual multi-trip plans are available, giving families flexibility based on their vacation schedule.

This is an excellent choice for UK and European families wanting no-frills coverage with built-in savings and generous child inclusion up to adulthood. The annual multi-trip option works particularly well for families taking school holidays or regular breaks throughout the year, spreading the cost across multiple trips and simplifying administrative overhead.