Everywhen
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Everywhen (formerly Towergate) is a UK travel insurer offering both single-trip and annual multi-trip family policies. Their plans cover dependents under 23, making them suitable for families with older teenagers or young adult children traveling together.
Families with young adult children (18-23) benefit from coverage that extends beyond the typical under-18cutoff. The annual multi-trip option appeals to families taking multiple vacations per year, locking in one premium rather than paying per-trip rates.