John Hancock Insurance Agency
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John Hancock Insurance Agency offers three cruise-specific tiers (Bronze, Silver, Gold) with increasing coverage. The Silver and Gold plans provide medical evacuation limits reaching $500,000 and $1,000,000 respectively, among the highest ceilings in the cruise insurance market. Backed by John Hancock's reputation since 1862, they've extended that heritage into modern travel protection.
This works for cruisers who want maximum evacuation coverage, especially those sailing remote routes or extended voyages. The $1 million evacuation ceiling from Gold plans means you're protected even if a complex medical airlift requires international coordination. If you're taking a luxury cruise or a longer voyage to far destinations, the premium for John Hancock's top tiers buys genuine extra security.