Manulife Travel Insurance
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Manulife's Canadian travel insurance products differentiate coverage based on vaccination status. Vaccinated travelers get up to $1 million CAD in medical benefits, while those with full immunization receive $5 million CAD coverage. Their plans include emergency medical treatment, hospitalization, and evacuation for COVID-19 contracted during the trip, plus trip cancellation if you test positive before departure.
This approach works well for Canadian travelers who want tiered protection reflecting their vaccination status. Manulife's higher caps for fully immunized travelers reward preventive care, making it competitive for those seeking maximum medical security on extended international journeys.