Insured Nomads
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Insured Nomads launched in 2019 specifically for people earning income while traveling abroad and explicitly removed pandemic exclusions from day one. COVID-19 treatment is covered like any other illness rather than carved out, so you're not paying extra for what should be basic medical protection. Coverage scales with your chosen plan level (Level 1, 2, or 3), with your selected medical maximum applying equally to COVID-related and routine claims.
This insurer fits digital nomads and remote workers frustrated by traditional travel insurance that either excludes pandemics or charges premium add-ons for basic coverage. Their direct-to-consumer approach means faster quote generation and claims processing than carriers treating nomads as an afterthought or trying to fit them into tourist insurance molds.
Coverage: COVID-19 treated as standard illness
Medical Limits: Scale by plan level
Best For: Digital nomads, remote workers, long-term travelers