Genki

Genki is a digital-first insurer founded in Cologne and built specifically for people who travel and live internationally on a long-term basis. They offer two main plans, the Genki Traveler for those moving between countries and the Genki Native for settling in one location abroad, both covering 193 countries. Their streamlined online application and policy management appeal to remote workers and expats comfortable with digital insurance rather than traditional paper-heavy processes.

Genki attracts tech-savvy American expats and digital nomads who want an insurer designed for their lifestyle rather than shoehorned into traditional expat coverage. Their emphasis on long-term international living (rather than vacation trips) and their modern, app-based approach make them a natural fit for younger professionals working remotely from various countries or settling into a longer overseas stay.