Clements Worldwide (Now Gallagher)

Clements Worldwide, now part of Gallagher's international insurance portfolio, has served Americans abroad since 1947 with a focus on comprehensive expatriate protection. The company offers both health and property insurance bundled into integrated plans, so you can protect your medical expenses and your belongings under one policy. They serve diplomats, contractors, and career expats in over 170 countries, drawing on seven decades of experience with the specific needs of Americans living overseas.

This insurer appeals to established American expats who want to simplify their insurance by bundling health and property coverage, and to those with significant overseas assets to protect. Clements' long track record in the diplomatic and expat community means they understand the complexities of international living and can offer tailored solutions for people whose circumstances go beyond basic travel insurance.